Please take note that the cutoff time to pay your Citibank credit card bills is at 8:00 PM. If the machine state down your payment time is 8:01 PM, the system will consider that you make the payment the NEXT BUSINESS DAY.
Eg: Your outstanding bill for this month is RM1030 and today is the due date. You paid RM1000 at 8:05 PM today which is Saturday. Do not think that you only have the outstanding of RM30 and you are safe. Remember that the cutoff time is 8:00 PM and system will consider you paying on Monday because that is the NEXT BUSINESS DAY and Sunday is a holiday. So you are still paying for the interest of RM1030 on Sunday.
The moral of the story:
1) Pay attention to the payment rules and regulations
2) No last minute job
3) Machine also need to rest (you know)
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